It’s the summer of 2020 and post-COVID is almost here. One thing dealerships don’t want you to know about is the 100’s of lenders desperate to give auto financing to just about everyone who has a job with provable income.
I know... know... it sounds too good to be true, but there is a hack that people from Ontario are doing that will save you time and get you approved right from your home without having to go anywhere.
Hack #1: GET PRE-APPROVED
You need to understand that for the best chances of you getting the vehicle you want, you need to APPLY HERE to get the pre-approval process out of the way and that’s what Tony of Ontario did, and he got his dream car.
We give you access to hundreds of lenders, not only in Ontario, but across Canada who can essentially get you the best deals for your auto loan.
Most people assume getting financing the regular way at the dealership is the best deal, and this is why they are wrong.
While you may be drawn to a certain car or brand because you saw an ad for a low-interest rate, it’s of no use unless you qualify and most don’t. Those super-low advertised rates are there to bring you in, but it’s not always your best deal. Remember, a single dealership doesn’t have access to all the lenders across Canada or even in their region, as our service does.
Hack #2: Bad Credit? No Problems!
It’s like standing in line at the club, but never getting in...you have to know the bouncer. We have worked tirelessly to get you VIP access to every lender across the country, who are scrambling to let people in and give vehicle financing.
Everyone is getting a chance to be approved and because of COVID the lenders are now hurting from all the money they lost. Dealers are realizing that the lenders won’t say no if you have a few qualifying components. The most important is that you have a provable income of over $2,000.00 and 3+ months on the job.
The hundreds of lenders we have on the list specialize in helping bad credit customers find affordable car financing. For us it’s simple, it’s not about what you know, but who we know and we are here to help you expand your lender options so you get the best deal possible.
Hack #3: Be Flexible
Flexibility is key, and it’s the quickest way to getting on the road with your new whip. If your credit score isn’t in line where you want it to be no worries, you can still get into a new vehicle.
So, you’re complaining about interest rates, but you really want to get an auto loan. Well think about this;
If you could pay an upfront fee, of say $2000, to get into the interest rate you want..would you do it?
YES, of course. We all would.
Unfortunately, we can’t buy credit. It has to be earned but the good news is that it only takes 12 months of on-time payments on the initial interest rate you are offered to qualify for those better rates that everyone is happier with. At that time you can either trade-in or refinance your vehicle to lower your rate and your payment. It’s that simple and the amount of interest you would end up paying would likely be no more than what you would have been willing to pay as an upfront interest building fee.
When going without a car isn't an option, you should take matters into your own hands to get the vehicle you desperately need while you work to improve your credit score.
The worst thing you could do is not apply. We are helping thousands of Canadians get their free offer, and vehicle financing they never thought they could get.